Month: November 2018
It is a hot topic, to begin with since over the years several high profile individuals have had heated arguments on this matter. Whether should you invest in real estate or in the stock market is a question that keeps most investors up at night. To level the matter once and for all, it is important to get to know about each sector along with its pros and cons.
The real estate sector
The real estate sector deals with transactions where the transacted item is tangible. It plays a psychological game with the investors who feel more comfortable in investing their hard earned money on something that they can feel, literally. For decades, the real estate sector has been successfully bringing in a lot of wealth in a consistent way for millions of people worldwide. To be fair, the amount of ROI on your real estate investment depends on the location of the same.
With getting a mortgage for a property is now easier more than ever, one can invest in several properties without engaging a lot of their liquid wealth. In this way, you can increase your net worth, and generate sizeable amounts of income coming in the forms of rent from the properties.
Advantages of investing in the real estate sector
The advantages of investing in the real estate sector are many. Some of them are as follows:
depending on the location of your property and the country you live in, you can sell your property without paying taxes on capital gains given you invest the money gained on a similar real estate.
It also has its fair share of disadvantages
The real estate sector has its fair share of cons as well. To start it off, the investment is non-liquid in nature. In lucid terms, one cannot sell their property right away if they are in immediate need of some cash to attend to some emergency situation. One has to be patient enough to hold on to their property for many years to come so that they can fathom the true potential of their property and sell the same for the top dollar.
The Stock market
When you buy a stock, you are buying a small part of a public sector company. In case the company makes a profit, based on the cost and size of your share, you will be rewarded. In case the company loses money in the market, you will lose money as well. It is that simple. What drives people to invest in the stock market is the profit margin and the timeframe within which they can make a lot of money. However, similar to the real estate sector, it is best to take the balanced approach and refrain from taking big risks if you don’t have money to throw away.
Advantages of investing in the stock market
Unlike the real estate sector, the stock market is liquid and the shares you buy are easy to sell
It is flexible/scalable and can be moved to your retirement account without paying any tax till you start to withdraw funds
They are volatile and tend to crash when the market conditions are unstable
People often make emotional/irrational decisions without understanding the market conditions that often lead to losing a lot of money
Since stocks can dissolve in an instance, cases of bankruptcy are common among investors in the stock market
As mentioned at the beginning of the post, the exact answer is a bit too complicated to deliver since the decision totally depends on the investor. If the investor is willing to take a lot of risks and has a lot of liquid funds lying around they can go for stocks. If they are patient and looking for a stress-free investment that is guaranteed to give huge returns in the future, they should invest in real estate.
You have brushed your teeth, gotten into your sleep attire, and then crawled into bed. However, before you fall asleep, your neighbors newborn baby starts crying, or a car alarm is triggered by a clumsy drunkard outside. Does such a scenario sound familiar? Well, if it does, then you need to learn some natural soundproofing ideas. Nothing beats natural quietness in your home when trying to relax and rest after a long day.
Remember that sleep is an integral part of your life, nothing should mess it up. To assist you, we have put together some natural noise reduction methods. Some of them might even shock you! But, they do work and you can enjoy incredible tranquillity within your home.
1. High-powered Ear Plugs
Good quality pairs of earplugs will go a long way in blocking the noise from outside as you sleep. Tim Ferris, a professional life coach, stated in a podcast that the best plugs are those which are industrial-strength worthy, and affordable. They also need to be disposable so that they don’t pose a health or environmental concern once they get lost.
2. Put up a Curtain above Your Door
Interestingly, this method came from one apartment therapy reader. All you have to do is install a sturdy curtain rod right above your bedroom door then hand a thick curtain to absorb sound. You’ll notice that it’s quite helpful since much of the sound comes through cracks on the door and not necessarily through walls.
3. Get a White Noise Machine
Here’s a simple method of reducing the ambient noise that’s disturbing you. This device produces a beautiful sound like rushing water or wind blowing trees on a beautiful day. It’s quite useful especially if your apartment can’t entirely control the noise coming from your neighbor’s or roommate’s ‘late night’ habits. If you often go through this, this machine could be just what you need, and you bid goodbye the noises that keep you awake all night
4. Use a Fan
Now, if you don’t want to buy a white noise machine, how about getting a fan? This is a somewhat free solution to all your noise problems. Switch on the fan at as you go to sleep in all seasons even in cold winter months and you’ll sleep like a baby beneath a calm and quiet cloud.
5. Lay Down a Cut-Pile Carpet
Another method to reduce noise is using rugs or carpets in your home. You should get a thick carpet or rug for your tiled, linoleum or concrete floor. You can also go for a rug with a fuzzy top that helps it absorb sound better as compared to the loop pile.
A serene and quiet sleeping space should no longer be a pipe dream. As you can see, their tons of simple noise reduction methods you could try out. Although you may not get the chance of trying out all of them, go for the one that you’re most comfortable with, and you’ll be sleeping like a well-fed cat in no time.